About SBI – Important Points to RememberGeneral Awareness for sbi po (Important)

STATE BANK OF INDIA

The Origin of the State Bank of India goes back to the first decade of the 19^th century with establishment of the bank of Calcutta in Calcutta on 2 June 1806. Three years later the bank received its charter and was re-designed as the Bank of Bengal (2 January 1809). A unique institution, it was the first joint- stock bank of British India sponsored by The Government of Bengal. The Bank of Bombay (15 April 1840) and the bank of Madras (1 July 1843) followed the Bank of Bengal. These three banks remained at the apex of modern Banking in India till their Amalgamation as the Imperial Bank of India on 27 January 1921.

Headquarters: Mumbai

Founded on: July 1^st, 1956

Logo: State Bank of India is a blue circle with a small cut in the bottom that depicts perfection and the small man the common man – being the centre of the bank’s business

Tag Line: PURE BANKING, NOTHING ELSE”, “WITH YOU – ALL THE WAY”, “A BANK OF THE COMMON MAN”, “THE BANKER TO EVERY INDIAN”, “THE NATION BANKS ON US

Employees: 295,696 [2012]

Associate Banks:

1. State Bank of Bikaner and Jaipur – Jaipur (Head Office)

2. State Bank of Hyderabad – Hyderabad (Head Office)

3. State Bank of Mysore – Bangalore (Head Office)

4. State Bank of Patiala – Patiala (Head office)

5. State Bank of Travancore – Poojappura, Thiruvananthapuram (Head Office)

Important Points about SBI

SBI is one of the big four banks of India, along with ICICI bank, Punjab National Bank and Bank of Baroda

SBI had 14,816 branches in India as on 31 March 2013

SBI is the first bank to open branch in China

15000^th branch of the State Bank of India (SBI) at Sooranam (Tamil Nadu)

SBI has 21, 500 branches (including Assosiate Banks )

SBI has 99, 345 offices in India

SBI has 27000+ ATM and SBI Group (including Assosiate Banks ) has 32752 ATMs.

On October 7, 2013, Arundhati Bhattacharya became the first woman to be appointed Chairperson of the bank

SBI has become the first bank to install an ATM at Drass in the Jammu & Kashmir Kargil region. This was the Bank’s 27,032nd ATM on 27 July 2012.

 List of Awards (2013-14)

1.         The Banker (1) in the year 2009

2.         IDRBT (3)

3.         D & B Polaris (1)

4.         SKOCH (3)

5.         SKOCH CORPORATE EXCELLENCE

6.         PC QUEST

7.         EDGE AWARD (2)

8.         Asia’s best CSR Practices Awards 2013-Singapore

9.        Asian BFSI Awards 2013- Dubai

10.      India’s Most Ethical Companies awards 2013

11.      Asian Green Future Leadership Awards 2013

12.       Best Public Sector Bank Award 2013

13.       Won national award in the year 2012 for Prime Minister’s Employment Generation Programme (PMEGP) scheme

14.       Technology of the year by the IBA banking technology awards

15.       Best online banking award in 2010 by IBA

16.       Best rural banking initiative and best IT architecture

17.       THE BEST BANK in cash management services in Asia

18.       Pegasus Corporate Social Responsibility Award 2007

ONE WORD SUBSTITUTIONS WITH HINDI MEANING

ONE WORD SUBSTITUTIONS WITH HINDI MEANING 1 . Murder of wife – Uroxicide ( पत्नी हत्या) 2 . Murder of sister – Sororicide ( भगिनी हत्या) 3 . Murder of King – Regicide ( राजहत्या) 4 . Murder of father – Patricide ( पितृहंता) 5 . Murder of mother – Matricide ( मातृहत्या) 6 . An annual calendar with position of stars – Almanac ( पंचांग) 7 . Something spiritual - Platonic ( आध्यात्मिक) 8 . A person appointed by two parties to solve a dispute – Arbitrator ( पंच) 9 . A person who is bad in spellings – Cacographist ( भ्रष्ट लिखावट) 10 . A person who writes beautiful hand writing – Calligraphist ( सुलेखन)

President dedicates India's own payment gateway 'RuPay'

India on Thursday launched its own payment gateway 'RuPay', equivalent of Visa and Mastercard, which will work on ATMs and mechant outlets and help in reducing cash transactions.

President Pranab Mukherjee unveiled the indigenous card at a function in Rashtrapati Bhavan. Dedicating it to the nation, Mukherjee said India is one of the few countries in the world to have its own card payment gateway. The RuPay platform -- developed by National Payments Corporation of India (NPCI)-- is being used by certain banks like ICICI, State Bank of India, Punjab National Bank, among others, for clearing and settlement. RuPay, which works on three channels -- ATMs, Point of Sales (POS) and online sales, is the seventh such payment gateway in the world. A variant of pre-paid RuPay card would shortly be launched by IRCTC, which will help in booking railway tickets. RuPay will not only reduce dependence on cash, but will offer users diverse set of payment option within the country, Mukherjee said. NPCI Chairman Balachandran M said the NPCI board plans to take RuPay card overseas and is already in talks with Discover Financial Services in the US and JDC in Japan for partnership. Speaking on the occasion, Financial Services Secretary G S Sandhu said RuPay would be available at a cost which is much less than those of international cards. For clearing and settlement of each transactions, banks will have to pay 40 per cent lower fees in RuPay platform compared to other international platforms. The public sector banks have already installed 25,331 RuPay cards enabled ATMS and 9,000 more ATMs would be installed in the current fiscal, Sandhu said. The RuPay card is accepted at all ATMs (1.6 lakh plus), 95 per cent of PoS terminals (9.45 lakh plus) and most of the eCom merchants (about 10,000) in the country.

10 Important Books & Their Authors...

Dear readers, here we are providing you the name of the some 10 Important Books & Their Authors, which can be asked in SBI PO exam.

1.    Book: Crusader or Conspirator? Coalgate and other Truths authored by

 _____PC Parakh

2.    Book: The Accidental Prime Minister: The Making and Unmaking of Manmohan Singh authored by

______Dr. Sanjaya Baru

3.    Book: Lal Bahadur Shastri: Lessons in Leadership written by

______Pavan Choudary .

4.    Book: Rationalised Roman for Kashmiri written by 
_____Dr. R L Bhat

5.    Book: Narendra Modi: A Political Biography written by
 ____ Andy Marino.

6.    Book: Public Issues Before Parliament written by  
______Vijay Darda 

7.    Book: The Political Economy of Energy and Growth authored by

______Sh. Najeeb Jung

8.    Book: India at Risk: authored by _____ Jaswant Singh.

9.    Book - ModiNomics: Inclusive 

Economics

, Inclusive Governance: authored by

_____Sameer Kochhar.

10.  Book: Water, Peace and War - Confronting the Global Water Crisis written by

____Brahma Chellaney.

Tricky English Vocab

1)   Sabbatical     

Meaning :  rest from work, long leave

Pronunciation: [suh-bat-i-kuh]

Trick : Sab baatein kal as i am on a sabbatical.

2)    Saboteur

Meaning :doing delibrate damage to something

Pronunciation:[sab-uh-tur]

Trick : Sab todne fodne wala saboteur hota hai.

3)   Sacrilege

Pronunciation :[sak-ruh-lij]

Meaning : an act of treating  a holy thing or place without respect .

Trick : Shak karte hai religious cheezon pe is liye sacrilege karte  hai .

4)   Sacrosanct

Pronunciation : [sak-roh-sangkt]

Meaning :thought to be too important or too special to be changed.

Trick : India ke saikro(millions) sants apne aap ko sacrosanct bante hai .

5)   Sadistic

Pronunciation : [ suh-dis-tik ]

Meaning  : a sadistic person obtains pleasure from hurting other ppl and making them suffer physically or mentally.

Trick  : a sadistic person make ppl sad with a stick.

you can buy your English vocab trick copy at reasonable price

mail me- gsknowledgezone@gmail.com

Chardham yatra begins a year after massive calamity

A year after the 'Char Dham' yatra was marred by massive flash floods, the annual pilgrimage today began with the reopening of the sacred portals of the Himalayan shrines of Gangotri and Yamunotrifor devotees.

Amid extensive arrangements to ensure safety of pilgrims, the portals of Gangotri dham dedicated to 'Mother Ganges', located in Uttarakashi district, were opened at 1201 hrs on the auspicious occasion of Akshaya Tritiya after the traditional six-month winter break.  A large number of devotees flocked to the temple located at a height of over 10000 ft to witness the ceremony marked by vedic rituals held by the chief priest of the temple in the presence of senior administrative and police officials, Bhatwari SDM K K Singh said.  The Yamunotri shrine dedicated to 'Mother Yamuna' in the same district was also reopened to devotees after special prayers and rituals performed by the head priest at 1225 hrs.  The other two famous temples Kedarnath and Badrinath, which are part of the char dhams, are also scheduled to be reopened this week on May 4 and May 5 respectively.  Areas close to Kedarnath bore the brunt of the June calamity.  The char dham yatra was struck by the unprecedented natural calamitylast year causing largescale loss of lives and property in areas close to the four famous shrines in Garhwal Himalayas.  As it is the first season after the tragedy brought the yatra to an abrupt halt, elaborate arrangements have been made this year for safe conduct of the journey, including deployment of security and disaster relief personnel, biometric registration of pilgrims and issuing of weather alerts on mobile phones.  The Himalayan shrines are closed for six months every year during winter when they become snowbound.  Closed every year in October-November, they are reopened in April-May.  Lakhs of devotees and tourists from all over the country and abroad visit the shrines during the char dham yatra considered the mainstay of the state's economy.

73% Indians from big cities on FB despite being under age 13

Notwithstanding the strict norms that prohibit children under age 13 years from opening an account on social networking site Facebook, a whopping 73 per cent kids aged between 8 and 13 from tier-I & tier-II cities in India are using the site, according to an Assocham survey.

The trend is dangerous as it can make children vulnerable to cyber bullying and online sexual abuse, the survey said. "Minors lack the experience or judgement to use a social network and this raises the scary possibility of predators tracking down kids who reveal their age in an online chat, to cyber bullying and sexual abuse," Chairman of Assocham Health Committee B K Rao said. As per the survey findings, nearly 25 per cent kids aged 13 years, 22 per cent aged 11 and 15 per cent aged 10 are on Facebook, while 5 to 10 per cent kids aged 8 & 9 years are also active on the site. Terming the statistics as "sad and shocking", the survey found that majority of the parents help kids lie to get on Facebook, only to repent later as the kids become addicted to the social networking site. In fact, 75 per cent parents are aware of their child signing up for the site, and 82 per cent out of these parents helped create the child's account, it pointed out. The survey was conducted on 4,200 parents of children aged between 8 years and 13 years in major metropolitan cities like Delhi-NCR, Mumbai, Bangalore, Chennai, Kolkata, Ahmedabad, Hyderabad, Pune, Lucknow and Dehradun, among others

भारतीय अर्थव्यवस्था

• भारत का सबसे बड़ा व्यापारिक बैंक है- स्टेट बैंक ऑफ इंडिया

• 'इम्पीरियल बैंक' पहले का नाम है- स्टेट बैंक ऑफ इंडिया का ।

• पूर्ण रूप से पहला भारतीय बैंक है- पंजाब नेशनल बैंक ।

• रिजर्व बैंक ऑफ इंडिया का राष्ट्रीयकरण हुआ- 1 जनवरी, 1949 ई. में ।

• भारत का केंद्रीय बैंक है- रिजर्व बैंक ऑफ इंडिया (RBI)

• भारत में राष्ट्रीयकृत बैंकों की कुल संख्या है- 19

• एक्सिस बैंक लि. (UTI) का पंजीकृत कार्यालय है- अहमदाबाद में ।

• भारत में औद्योगिक वित्त की शिखर संस्था है- भारतीय औद्योगिक विकास बैंक (IDBI)

• बीमा नियामक एवं विकास प्राधिकरण (IRDA) विधेयक पारित हुआ- दिसंबर, 1999 ई. में ।

• भारत में कुल मान्यता प्राप्त स्टॉक एक्सचेंज हैं- 24

• वह दर, जिस पर वाणिज्यिक बैंक RBI से अल्पकालीन ऋण प्राप्त करते हैं, कहलाता है- रेपो दर ।

• अल्पकालिक साख एवं दीर्घकालिन साख उपलब्ध कराने वाला संगठन है- क्रमश: मुद्रा बाजार एवं पूंजी बाजार ।

• भारत में अनुसूचित वाणिज्यिक बैंकों की सबसे अधिक शाखाएं हैं- उत्तर प्रदेश में ।

• बैंकों में ग्राहक सेवा सुधारने के लिए सुझाव देने वाली समिति है- गोइपोरिया समिति ।

• शेयर घोटाला की जांच के लिए गठित समिति थी- जानकीरमन समिति ।

• भारतीय प्रतिभूति एवं विनिमय बोर्ड (SEBI) की स्थापना हुई- अप्रैल, 1988 ई. में ।

• 'BSE-200' शेयर मूल्य सूचकांक है- मुंबई (भारत) का ।

• HDFC बैंक तथा IDBI बैंक का मुख्यालय है- क्रमश: मुंबई और इंदौर ।

• ICICI बैंक तथा भारतीय रिजर्व बैंक का मुख्यालय स्थित है- क्रमश: बड़ौदा तथा मुंबई में ।

• 'भारतीय पर्यटन वित्त निगम' की स्थापना की गई थी- 1989 ई. में ।

• सहकारिता को सरकारी नियंत्रण से मुक्त करने वाला भारत का राज्य है- आंध्र प्रदेश

• भारत की सबसे बड़ी म्यूचल फंड संस्था है- भारतीय यूनियन ट्रस्ट (UTI)

• विनिवेश कमीशन (स्थापना-1996 ई.) के प्रथम अध्यक्ष थे- जी वी रामकृष्णन ।

• भारत में मनीऑर्डर प्रणाली की शुरुआत की गई - 1980 ई. में ।

• भारतीय रुपयों का अब तक अवमूल्यन हो चुका है- तीन बार (1949, 1966 एवं 1991 ई. में )

• एक रुपए का नोट तथा सिक्के का निर्गमन करता है- वित्त मंत्रालय (भारत सरकार )

• करेंसी नोटों (5, 10, 20, 50, 100, 500 तथा 1000 रु.) का निर्गमन करता है- भारतीय रिजर्व बैंक (RBI)

• 20 रु., 100 रु., तथा 500 रु. के नोट छपते हैं- बैंक नोट प्रेस देवास में ।

• 10 रु., 50रु., 100 रु., 500 रु., तथा 1000 रु. के नोट छपते हैं- करेंसी नोट प्रेस नासिक में ।

• भारत में सिक्का उत्पादन होता है- टकसाल में ।

• 'नास्डैक' है- अमेरिकी शेयर बाजार ।

• भारत का पहला मोबाइल बैंक (लक्ष्मी वाहिनी बैंक) स्थित है- खरगोन (मध्यप्रदेश) में ।

• भारत में पहला तैरता हुआ ATM कोच्ची में खोला गया है- स्टेट बैंक ऑफ इंडिया द्वारा ।

• राष्ट्रीय स्टॉक एक्सचेंज(NIFTI) की स्थापना की संस्तुति 1991 ई. में की थी- 'फेरवानी समिति' ।

• शेयर होल्डरों के स्टॉक पर हुई कमाई को कहते हैं- लाभांश ।

• 'बैंको का बैंक' कहा जाता है- रिजर्व बैंक ऑफ इंडिया (RBI) को ।

• मुद्रा स्फीति में सबसे अधिक लाभ होता है- लेनदान को ।

• भारत में शेयर बाजार का मुख्य नियंत्रक है- SEBI (सेबी)

• भारतीय यूनियन ट्रस्ट (UTI) का 30 जुलाई 2007 से नाम बदलकर रखा गया है- एक्सिस बैंक लिमिटेड ।

• भारत सरकार ने सबसे पहले 14 बड़े व्यापारिका बैंकों का राष्ट्रीयकरण किया- 18 जुलाई 1969 ई. ।

• सरकार ने पुन: 6 बड़े व्यापारिक बैंकों का राष्ट्रीयकरण किया- 15 अप्रैल 1980 ई. को ।

• 'न्यू बैंक ऑफ इंडिया' का पंजाब नेशनल बैंक का विलय हुआ- 4 सितंबर 1993 ई. को ।

• अंतर्राष्ट्रीय बाजार में मुद्रा विनिमय दर निश्चित की जाती है- मुद्रा आपूर्ति और मांग द्वारा ।

• भारत में सबसे पहले पत्र-मु्द्रा का चलन हुआ था- 1806 ई. में ।

• भारत के सार्वजनिक ऋण प्रचालनों को संचालित करता है- RBI

• अर्थशास्त्र में निवेश का मतलब क्या है- शेयरों की खरीदारी ।

• ऐसा ऋण जो बट्टे पर दिया जाता है और सममूल्य पर प्रतिदेय हो, कहलाता है- शून्य कूपन बॉण्ड ।

• भारत में अपनी शाखा खोलने वाला पहला रूसी बैंक है- इन्कम बैंक ऑफ रसिया ।

• न्यूयार्क में स्थित सटॉक एक्सचेंज का नाम है- वॉल स्ट्रीट ।

• विश्व बैंक की आसान ऋण प्रदाता संस्था है- इंटरनेशनल डेवलपमेंट एसोसिएशन ।

• 10 रु. के नोट पर हस्ताक्षर होता है- RBI के गवर्नर का ।

• इंडस्ट्रीयल डेवलपमेंट बैंक ऑफ इंडिया (IDBI) शाखा है- भारतीय स्टेट बैंक का ।

• सिक्का के अलावे पदकों का भी उत्पादन होता है- मुंबई तथा कोलकाता के टकसाल में ।

• वह दर जिस पर केंद्रीय बैंक, अन्य बैंकों के प्रथम श्रेणी के बिलों की पुनर्कटौती करता है या ऋण देता है, कहलाता है- बैंक दर ।

• मूल्य सूचकांक में परिवर्तन की दर को कहा जाता है- मुद्रा स्फीति ।

• शब्द 'तेजड़िया' और 'मंदाड़िया' संबंधित है- स्टॉक एक्सचेंज से । 

CURRENT AFFAIRS

http://gsknowledgezone.blogspot.in/search/label/Current%20Affairs%20Jan%202014

LUCENT GK IN AUDIO FORMAT

http://www.mediafire.com/download/0on0u5mdi9379zu/Medieval+India_part_1.mp3

http://www.mediafire.com/download/1dqp83zzpvdcqm5/LUCENT.rar
http://www.mediafire.com/download/l6tl6isednt9qf5/LUCENT.rar